Terms of Service
Last Updated: December 7, 2025
Plain Language Summary
By using NotebookLibrary.com, you agree to use our AI study platform responsibly (no cheating, no account sharing, no scraping). We own the platform content, you own your questions and study data. Subscriptions are billed monthly/yearly with refunds available under certain conditions. We're an educational tool, not a substitute for official bar review courses. Philippine law governs all disputes.
1. Acceptance of Terms
Welcome to NotebookLibrary.com ("Service," "Platform," "we," "us," or "our"), operated by TPH Business Consultancy Services.
By accessing or using NotebookLibrary.com, you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.
Important: These Terms constitute a legally binding agreement. Please read them carefully.
2. Service Description
NotebookLibrary.com is an AI-powered study platform designed to help Filipino students prepare for professional licensure exams, including:
- Philippine Bar Exam
- Certified Public Accountant Licensure Examination (CPALE)
- Physician Licensure Examination (Medicine)
- Civil Engineer Licensure Examination
The Service provides:
- AI chat assistance in Taglish (Filipino-English)
- Source-cited answers from authoritative materials
- Curated exam-specific content libraries
- Study progress tracking
- Multi-modal learning tools (future features)
3. User Eligibility
3.1 Age Requirement
You must be at least 18 years old to use this Service. By creating an account, you represent that you are of legal age.
3.2 Account Registration
To access the Service, you must:
- Provide accurate and complete registration information
- Maintain the security of your password
- Promptly update your account information if it changes
- Accept full responsibility for all activities under your account
4. User Responsibilities
4.1 Prohibited Uses
You agree NOT to:
- Share Accounts: Account credentials are personal and non-transferable
- Violate Laws: Use the Service for any illegal purpose
- Cheat or Fraud: Use AI assistance during actual examinations
- Scrape or Copy: Extract, scrape, or copy content via automated means
- Reverse Engineer: Decompile, disassemble, or reverse engineer the Platform
- Impersonate: Misrepresent your identity or affiliation
- Harass: Use the Service to harass, abuse, or harm others
- Overload: Abuse API limits or deliberately overload infrastructure
- Commercial Resale: Resell or redistribute access to the Service
4.2 Acceptable Use
You agree to:
- Use the Service solely for personal exam preparation
- Respect intellectual property rights
- Maintain the confidentiality of your account
- Report security vulnerabilities responsibly
- Provide feedback and suggestions constructively
5. Subscriptions and Billing
5.1 Subscription Plans
We offer three tiers:
- Free Tier: Limited daily queries, basic features
- Plus Tier: ₱299/month - Increased limits, advanced features
- Pro Tier: ₱1,299/month - Unlimited queries, all features
Pricing is subject to change with 30 days' notice.
5.2 Payment Terms
- Payment Methods: GCash, Maya, Credit/Debit Cards, Bank Transfer (via PayMongo)
- Billing Cycle: Monthly or Yearly (20% discount for annual plans)
- Auto-Renewal: Subscriptions auto-renew unless cancelled
- Currency: Philippine Peso (₱)
5.3 Cancellation and Refunds
Cancellation:
- You may cancel your subscription at any time from your account dashboard
- Cancellation takes effect at the end of the current billing period
- No refund for unused time in current period (standard industry practice)
Refunds:
- 7-Day Money-Back Guarantee: Full refund if you cancel within 7 days of initial subscription
- Service Issues: Prorated refunds for extended service outages (>24 hours downtime)
- No Refunds For: Mid-cycle cancellations, change of mind after 7 days, account violations
Refund Process: Contact [email protected] with your request. Refunds processed within 7-14 business days.
5.4 Free Trial
New users receive a 7-day free trial of Pro tier features. Credit card required but not charged until trial ends. Cancel anytime during trial for no charge.
6. Intellectual Property
6.1 Platform Ownership
NotebookLibrary.com, including all content, features, functionality, source code, AI models, and design, is owned by TPH Business Consultancy Services and protected by:
- Philippine copyright laws
- International copyright treaties
- Trademark laws
- Trade secret protections
6.2 Content Licenses
Our Content to You:
- Study materials, AI responses, curated content: Licensed to you for personal, non-commercial use only
- No right to redistribute, sell, or publicly display our content
Your Content to Us:
- Questions, feedback, suggestions you provide: You grant us a worldwide, non-exclusive, royalty-free license to use for service improvement
- Study notes, bookmarks: You retain ownership but grant us rights to store and display them to you
6.3 Third-Party Content
Some study materials are sourced from public domain or licensed sources (Supreme Court decisions, government codes, academic publications). We cite sources and respect fair use principles.
7. AI-Generated Content Disclaimer
7.1 Nature of AI Responses
AI-generated answers are:
- Educational Assistance: Supplementary study aid, not legal/medical/professional advice
- Not Guaranteed Accurate: AI may hallucinate or provide incorrect information
- Cite-Checked: We provide sources, but users must verify critical information
7.2 User Responsibility
You acknowledge:
- AI assistance is NOT a substitute for official bar review courses, textbooks, or professors
- You are responsible for verifying all information before relying on it
- We are not liable for exam failures, incorrect answers, or missed information
- Final exam preparation decisions are yours alone
8. Limitation of Liability
8.1 Service "As Is"
The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including:
- Merchantability or fitness for a particular purpose
- Uninterrupted or error-free operation
- Accuracy or reliability of content
- Freedom from viruses or harmful components
8.2 Liability Cap
To the maximum extent permitted by Philippine law:
- Our total liability to you for any claim is limited to the amount you paid us in the 12 months before the claim
- We are NOT liable for indirect, incidental, consequential, or punitive damages
- This includes lost profits, data loss, exam failure, or missed career opportunities
8.3 Exceptions
Liability limitations do NOT apply to:
- Gross negligence or willful misconduct
- Fraud or fraudulent misrepresentation
- Violations of Data Privacy Act protections
- Death or personal injury caused by our negligence
9. Indemnification
You agree to indemnify and hold harmless TPH Business Consultancy Services, its officers, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:
- Your violation of these Terms
- Your violation of any law or third-party rights
- Your use or misuse of the Service
- Content you submit to the Platform
10. Termination
10.1 Termination by You
You may terminate your account at any time by:
- Using the "Delete Account" feature in Account Settings
- Emailing [email protected]
Upon termination, your data will be deleted per our Privacy Policy (30-day grace period).
10.2 Termination by Us
We may suspend or terminate your account immediately if:
- You violate these Terms
- You engage in fraudulent activity
- Your account is used for illegal purposes
- You abuse the Service or harass other users
- Payment fails or chargebacks occur
10.3 Effect of Termination
Upon termination:
- Access to the Service is revoked immediately
- Outstanding fees remain due and payable
- Provisions regarding intellectual property, liability, and dispute resolution survive
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be:
- Posted on this page with updated "Last Updated" date
- Notified via email for material changes
- Effective 30 days after posting (or immediately for legal compliance)
Continued use after changes constitutes acceptance. If you disagree, you must stop using the Service.
12. Governing Law and Dispute Resolution
12.1 Governing Law
These Terms are governed by the laws of the Republic of the Philippines, without regard to conflict of law principles.
12.2 Jurisdiction
Any disputes arising from these Terms or use of the Service shall be resolved in the appropriate courts of Metro Manila, Philippines.
12.3 Dispute Resolution Process
Before filing a lawsuit, you agree to:
- Informal Resolution: Contact us at [email protected] to resolve disputes informally
- 30-Day Negotiation Period: Good faith negotiation for 30 days
- Mediation (Optional): Voluntary mediation before litigation
13. Miscellaneous
13.1 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and TPH Business Consultancy Services regarding the Service.
13.2 Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions continue in full force.
13.3 Waiver
Our failure to enforce any right or provision does not constitute a waiver of that right.
13.4 Assignment
You may not assign or transfer these Terms. We may assign our rights and obligations without restriction.
13.5 Force Majeure
We are not liable for delays or failures due to causes beyond our reasonable control (natural disasters, government actions, internet outages, etc.).
14. Contact Information
For questions about these Terms:
Email: [email protected]
Company: TPH Business Consultancy Services Philippines
Response Time: We respond to all legal inquiries within 15 business days.
15. Acknowledgment
By clicking "I Agree" during account registration or by using the Service, you acknowledge that:
- You have read and understood these Terms of Service
- You agree to be bound by these Terms
- You are of legal age to enter into this agreement
- You accept the Privacy Policy incorporated by reference
Effective Date: December 7, 2025 Version: 1.0 Governing Law: Republic of the Philippines Compliance: Consumer Act of the Philippines (RA 7394), E-Commerce Act (RA 8792), Data Privacy Act (RA 10173)